BLOG.RALLCAPITAL.COM: Recent Comments

Comment on 2011 Reading List

Bob Rall — Thu, 29 Dec 2011 17:01:53 GMT

Hi Robyn,
Thanks for reading! Yes, I would recommend "Go Givers Sell More". It's a short, easy read with the lessons built around a story. I might suggest you start with the first of the series, "The Go-Giver: A Little Story About a Powerful Business Idea." Happy reading!
Bob

Comment on 2011 Reading List

Robyn Hatfield — Thu, 29 Dec 2011 16:15:50 GMT

I loved Freakonomics. It gave such an unique twist to things!

Would you recommend Go-Givers Sell More? It sounds interesting. :)

Comment on The Debt Crisis and Your Portfolio

Bob Rall — Tue, 02 Aug 2011 08:47:23 GMT

Thanks David! Be careful though...you just mentioned the BRIC countries. While appealing, they are all considered emerging markets, which is a very volatile asset class. I only allocate approximately 5% of a portfolio to that asset class.

Comment on The Debt Crisis and Your Portfolio

David Maltby — Mon, 01 Aug 2011 13:52:20 GMT

I like you calm and reasoned approach. It makes feel like I have done all I could do given the uncertainty of the outcomes.

Now that we see the shape of a deal that will avoid outright default, maybe we can start looking to the long-term. Seems like the US Govt is not going to be much of an economic engine going forward. I can not see much growth anywhere in the US ecomomy for the next 10 years except in healthcare. Mayby I need to look to get my money working in Brazil, India, China, and Russia.

Comment on A New Asset Class?

Bob Rall — Sun, 10 Apr 2011 17:12:18 GMT

Hi Liz,
Gina and I are doing well, thanks for asking. We hope that you and Greg and the new addition are all good. Thanks for the post on the article. Sounds like you are passionate about what you are doing and the company you are doing it for...both are ingredients for success.
Doing any running? Mine has been on hold since December...had to have some knee surgery in January and it's still not fixed, so looking for that second opinion...seeing a doc over in Orlando in a couple of weeks.
Take care, say HI to Greg and the baby for us.
Bob

Comment on A New Asset Class?

Liz & Greg Weido — Wed, 06 Apr 2011 15:04:30 GMT

Bob,

Hope you & Gina are doing well. I couldn't help but respond to this article that you sent me. A Terminal Illness Benefit Rider would cover major medical expenses, a trip with the family, or whatever the insured wishes if he or she is diagnosed with a terminal illness and given a short time to live. The company that I represent and personally have my life insurance, Primerica, has such a rider built directly into each one of its term insurance policies. If fact, term insurance is the only type of insurance it does sell. The company will give you 40% of the face amount of your policy upon receiving notification of a terminal illness documented by a physician. That amount will be going up to 70% in upcoming months. Also, Primerica is one of only a few life insurance companies to have paid claims as a result of the events of 9/11 due to no act of war exclusion in any of its policies. Remember the super fund that was started to get the deceased's family some form of compensation? Primerica clients received both their death benefit from the company and the superfund, which was around $1 million per person. The company also has a seven days to pay rule upon receiving notification of death (or becoming an angel as I like to say). Insurance industry standards are 6 months. Imagine what would happen to a widow in six months without the payment of the policy? She would lose the house. As you stated in your article, do we really want to bet on people's lifes as an asset class? Sometimes the companies we choose to do business with can make all the difference in the world. Moral companies like Primerica are out there, but sometimes people don't know they exist. Even then, most people don't know what they own. It's the fiduciary responsibility to our clients that has to be taken seriously. Keep the articles coming!

Comment on Still the American Dream?

John Harper — Mon, 04 Apr 2011 18:49:07 GMT

Hi Bob...good comments regarding to own or not to own a home. Considering this weekend I just moved from the beachside to a home that I am now renting on the mainland side...this hit home. Think in the future I would rather put money into traveling or something like that which does not eat into home maintenance. Keep in touch and let's try and get together for a lunch sometime soon. Talk to me...Your friend...John

Comment on Putting Things In Perspective

Gary Copley — Tue, 02 Nov 2010 19:54:03 GMT

Bob,

Glad the medical issue with your brother turned out OK (I assume it is Jim). Give him my best. Nice story and puts things in perspective...

Comment on Putting Things In Perspective

FiGuide — Wed, 20 Oct 2010 02:35:47 GMT

Bob,

All the best for your brother. It is often important to, as you say, keep things in perspective. Thanks for putting things into perspective for all of us by sharing.

Comment on Bob Rall, meet Bob Rall

richard trimbur — Wed, 24 Feb 2010 01:56:33 GMT

Hey Bob I got a message from a youngster named Richard Trimbur on FB whose family we knew even though they were no relation....his great grandpa was trumbull county auditor...his dad ran for the office but was not elected...this young man goes to YSU where I also went to college....when i sent him a meessage back he was amazed that i knew so much about his family...and the pictures on his FB page tells me he is having a lot of fun...lots of cute girls...Oh well...there's the big difference between us I guess. have a good one.. Rich Trimbur